A Business Owners' Policy (BOP) is tailor-made for various industries, making it ideal for protecting
businesses of any size, especially small ones. It combines property and liability insurance into a single policy,
covering claims like bodily injury and property damage to your building, equipment, or inventory.
Customizing your BOP is crucial for safeguarding your business from losses right from the start.
Our customized professional indemnity coverage not only empowers professionals to make well-informed decisions, but also serves as a sturdy safety measure should they inadvertently commit errors or omissions during their duties. We understand that despite exercising the utmost caution and dedication, mistakes may occur, and it's our responsibility to shield our clients from the financial repercussions of such occurrences.
As a business owner, you seek assurance that your insurance safeguards the essential equipment for your
success. You can trust us to give guidance on how to protect your property, equipment, people, and more.
Explore how we can safeguard your business.
Builders risk is a property policy that covers your financial interest during a construction project until
completed. This policy is written for the total estimated completed value of the built project. This policy does
not include flood coverage.
We are pleased to partner with these companies to bring you the best coverage at the lowest rates available.
Pollution Liability
Standard insurance policies also have coverage gaps for environmental exposures. This policy covers costs
associated with pollution clean-up as well as third party claims for property damage, pollution-related
injuries and illnesses or death.
Workers' compensation insurance covers employers and businesses for damages related to
employee illness or injury occurring in the course of employment.
Driving for business requires added protection to ensure the safety of employees, customers, products, and
equipment. Commercial auto insurance provides this assurance, covering you and your employees while
using company-owned vehicles for business purposes. It helps pay for property damage and medical
expenses resulting from accidents, from minor collisions to more serious incidents. Protect your business on
the road with commercial auto insurance. Also, Hired & Non-Owned Auto protection can be purchased for a
business that does not own any commercial vehicles.
Commercial umbrella or Excess Liability insurance gives extra protection when the limit of underlying
insurance is exhausted. The umbrella policy can sit over General Liability, auto liability and employers’ liability
insurance.
Professional liability insurance, also known as errors and omissions (E&O) insurance, protects businesses
from lawsuits if clients claim financial losses due to mistakes in the services provided. It is like a safety net for
experts, covering them when errors happen in their work.
A type of liability insurance covering directors and officers for the claims made against them while serving on
a board of directors and or as an officers covering claims resulting from managerial decision that have
adverse financial consequences.
Coverage that provides legal liability protection for an employer against claims made by employees, former
employees, potential employees or third parties for allegations of discrimination, wrongful termination, sexual
harassment, and other employment related allegations.
Many small businesses operate on-the-go and require protection for mobile devices and online data. We
grasp the dangers posed by mobile threats. To mitigate technology-related risks businesses opt for cyber
insurance, which provides comprehensive coverage against various technology-related risks like data
breaches or hacking. Cyber Liability covers the costs such as legal fees, court judgements, costs of notifying
customers about data breaches and provides customers with credit monitoring services and public relations.
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